There are over 31 million Ghanaians currently, and out of these total number of people, you can get 30% working and are willing to open a bank account. Many too are confused on which bank to walk in and open an account with, as well as the process involved in opening a bank account in Ghana.
Today, Latest Ghana has more update for you about How To Open OmniBSIC Bank Ghana Limited Account In Ghana.
We have published several articles about how to open a bank account in Ghana for various banks and today’s own is solely about OmniBSIC Bank Ghana Limited.
Table of Contents
About OmniBSIC Bank Ghana Limited In Ghana
OmniBSIC Bank is a merger between erstwhile OmniBank and Sahel Sahara Banks. This merger was necessitated by sector reforms introduced by the Bank of Ghana in 2017 aimed at strengthening the Ghana Banking Industry by increasing the minimum capital requirement of banks.
Furthermore, since both banks shared similarities in business models, values, banking experience and were both committed to offering unmatched customer service in Ghana’s banking industry, the merger between OmniBank and Sahel Sahara Bank was a perfect fit.
The merger between OmniBank and Sahel Sahara Banks represents one of Ghana’s most successful unions in recent history; a noteworthy milestone that would not have been possible without our committed shareholders, management and staff.
Following Bank of Ghana’s approval in 2018, the new OmniBSIC Bank currently operates as a universal bank licensed by Bank of Ghana under the Specialized Deposit-Taking Institutions Act, 2016 (Act 930) with its headquarters at Atlantic Tower, Airport City.
The merger that was initially necessitated by the regulator’s requirements has developed into a synergy poised at becoming the Number One Bank in customer service in Ghana.
Types Of OmniBSIC Bank Ghana Limited Account In Ghana
Savings Account
This account allows customers to deposit money, keep it safe, and withdraw funds, all while earning interest.
Current Account
Our current account is a standard transactional demand deposit account that allows customers to withdraw cash without notice and make deposits through a variety of financial instruments. It is available to all individuals and corporate organizations.
Foreign Exchange Account
Our Forex Account is a current account opened for individuals and companies with foreign currency funds. These accounts can be operated with funds mobilized from both within and outside the country, i.e. on-shore funds and off-shore funds in any of the following convertible currencies: GBP, USD, EUR, CFA, FFR.
Lodgments into these accounts are restricted to sources outside Ghana and include the following instruments: Travelers Cheques; foreign drafts; inward Remittances; foreign Cheques.
Requirements To OmniBSIC Bank Ghana Limited Account In Ghana
Submit fully completed Savings Account Opening Form.
An initial deposit of GHS 50.00 is required.
Minimum operating balance of GHS 50.00.
A minimum amount of GHS 5,000.00per on-site collection within 5km from collecting branch.
E-Banking Bundle Fee applies.
A valid national ID (Passport, Voter’s ID, Driver’s license, National ID) of each signatory to account.
Two passport size pictures of each signatory to the account.
Digital Address to business premises and residence.
Utility bill to confirm the place of business/place of residence.
Valid business registration documents.
Refer to rates board for interest rates receivable.
Refer to tariff guide for charges, fees and commission payable.
Charges Involved In Opening OmniBSIC Bank Ghana Limited Account In Ghana
At National Investment Bank, the bank does not charge her client for opening of bank accounts with them. But after processing of the opening of the bank account is completed, the customer is expected to deposit a minimum balance in the account he/she created. This minimum amount ranges from GHC 50 to GHC 200 depending on the account.
How To Open A Bank Account With OmniBSIC Bank Ghana Limited In Ghana
Walk into any branch of National Investment Bank Limited with document listed like utility bills, passport photo Ghana Card Id and talk to the customer service that you want to open an account. The customer service personnel will then refer you to the designated bank official to help you open an account of your choice.
Thanks for reading our today’s useful guide about How To Open OmniBSIC Bank Ghana Limited Account In Ghana.