New MTN Mobile Money Charges In Ghana 2022

Not long ago, the Government of Ghana brought new tax charges on transactions and our electronic transaction got effected as well.

With this, MTN Ghana as a mobile telecommunication company has increased the charges incurred on MTN Mobile Money service.

In Ghana, we all know MTN Mobile Money to be the commonly used mobile money service operating in every corner of the country. This makes it as one of the most convenient, reliable and a safer way people can save, send and receive their hard earned money.

The new mobile money charges after the effect of the E-levy in Ghana has caused high charges on transfer and withdrawals.

From Latest Ghana, we provide you with the list of MTN Mobile Money Charges In Ghana for 2022 effectively. Check and confirm before sending money to your loved ones.

MTN Mobile Money Charges In Ghana

The MoMo Charges for 2022 in Ghana has been provided for you below.

Transaction Point	Services Type	Transaction Limit (GH¢)	Charges (GH¢)
At Merchant’s/ Agent	Registration	Free	Free
At Merchant’s/ Agent	Money Transfer	1 – 50	2.50
At Merchant’s/ Agent	Money Transfer	Above 50	5%
At Merchant’s/ Agent	Cash-out	1 – 50	0.50
At Merchant’s/ Agent	Cash-out	Above 50	1%
On Mobile	Money Transfer (P2P)	1 – 50	0.50
On Mobile	Money Transfer (P2P)	Above 50	1%
On Mobile	Money transfer (A2C)	1- 50	1.50
On Mobile	Money transfer (A2C)	Above 50	3%
On Mobile	Airtime top-up	1 -100	Free
On Mobile	Bill payment – ECG, GOtv	N/A	0.50 Flat
On Mobile	Bill payment – DSTV, MTN Postpaid School Fees	N/A N/A	Free 2 Flat
Account Management	Balance enquiry	N/A	Free
Account Management	Mini statement	N/A	0.01

Current MTN Mobile Money Charges In Ghana

Amount (GHS)	Withdrawal Charges	Total
GHS 10	GHS 0.50	GHS 10.50
GHS 20	GHS 0.50	GHS 20.50
GHS 50	GHS 0.50	GHS 50.50
GHS 60	GHS 0.6	GHS 60.60
GHS 100	GHS 1.00	GHS 101.00
GHS 200	GHS 2.00	GHS 202.00
GHS 250	GHS 2.50	GHS 252.50
GHS 500	GHS 5.00	GHS 505.00
GHS 1000	GHS 10.00	GHS 1010.00
GHS 2500	GHS 10.00	GHS 2510.00

Many have been complaining about the new MTN MoMo charges in Ghana, but had no option than to adapt to the new changes.

E-levy charge on Mobile Money

The Mobile Money Tax in Ghana is 1.5% as E-levy charge on mobile money and all electronic transaction.

How To Avoid E-levy Charges On Mobile Money

• Send a maximum of GHS 100 daily
• Use Cash Transactions
• Cheque Payments

How To Reduce MTN Mobile Money Transaction Charges

This serves as a complete guide on how you can possibly reduce MTN Mobile Money transaction charges in Ghana.

You may also use other alternatives that can help you reduce MTN Mobile Money transaction charges.

• MTN MoMo Pay
• Send From MTN to MTN Number

How To Use MTN MoMo Pay

Anytime you want to make a mass payment to any MTN Merchant number or withdraw a huge amount of money in Ghana, you should make request for MTN Merchant ID from the person. With this, you will be able to make payment and pay with less transaction charges.

• Dial MTN MoMo short code — *170#
• Reply with the option 2 — MoMoPay & Pay Bill
• Choose option 1 — MoMo Pay
• Enter Merchant ID / Payment Reference
• Confirm if the information is correct
• Enter your MTN MoMo PIN code
• Press send

Now, you are done with how to make payment with MTN MoMo Pay option to pay less transaction fee in Ghana.

All Questions Answered About MTN MoMo Charges 2022